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Atome PH

Online Loan App Philippines -Loan interest rate: Maximum APR 60.4% -Service fee: 0.8% to 0.14% -Loan ter...


Store review

Online Loan App Philippines
-Loan interest rate: Maximum APR 60.4%
-Service fee: 0.8% to 0.14%
-Loan term: 91-120 days
- Limit: ₱15000
Loan Amount: ₱10,000
Service Fee: 15% (₱1,500.00)
Loan term: 3 months (91 days)
Monthly payment: ₱3,833.33
Total payment: ₱11,500.00

Ever wanted to get a credit loan? Atome is an online cash loan app in the Philippines that has worked to provide accessible, dependable, and friendly peso loan online for millions of users. This now makes it easy to get credit online! Download it now to get Access to More with Atome and be part of our growing number of users who are able to borrow money online!

Atome has simplified the steps for fast loan application. With only one valid ID, you can expect your cash within 24-48 hours after approval!

Experience lending online now!

Who can apply for an online cash loan?
FIlipino residents aged anywhere between 18 to 55 can apply.

What requirements do I need for my application?
1. One valid government ID (download the app for a complete list)
2. Contact details

How can I apply for a cash loan online?
1. Fill out our online application form (this only takes 5 minutes) with your personal details.
2. Keep checking the app to monitor your loan process status. Make sure you don’t uninstall the app!
3. You will know that your loan has been approved once you receive a confirmation message saying that the cash has been released to the bank account you provided. This will take around 24 to 48 hours.
4. Please remember to study our Terms & Conditions, Disclosure Statement, and Loan Agreement before proceeding with your Loan.

How much money can I borrow?
All first-time users will be granted a loan amount between ₱1,000 to ₱ 4,000. This is subject to a gradual increase of up to ₱15,000, depending on the user’s credit standing*.
*Frequency of loan applications and ability to repay on time.

How do I repay my cash loan?
1. Remember to settle your balances on or before the due date to avoid any late fees.
2. You can pay at any 7-Eleven or Bayad Center branch, as well as at other online and offline options (download the app for a complete list).
3. Early and on-time payments will guarantee you lower interest rates, higher loan limits, and longer loan terms!

Whether for a salary loan or personal loan, Atome has you covered! Enjoy fast cash loans online now!

Atome is a brand of Neuroncredit Financing Company, Inc., a Financial Technology company working to advance financial inclusion for each and every Filipino by providing online cash loans. Neuroncredit Financing Company, Inc is a subsidiary of Neuroncredit Pte Ltd (Singapore), which uses technology from Advance. AI for faster and better online loan processing.

We would be excited to hear from you! If you have any feedback, questions, or concerns, please contact us at:
Facebook: @AtomePhilippines
Instagram: @atomeph
Address: Unit 1605 Centerpoint Building, Julia Vargas Ave., cor Garner Rd., Ortigas Center, Brgy. San Antonio, Pasig City

Atome is registered as Neuroncredit Financing Company Inc.
Company Registration No. CS201816338
Certificate of Authority No. 1178

Store rating


out of

98872 reviews

Last update

June 28, 2020

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