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Empower - Save, spend, track & manage your money

Save, budget, and bank more wisely with a personalized financial expert in your pocket. Join the 650,000+ peop...

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Save, budget, and bank more wisely with a personalized financial expert in your pocket. Join the 650,000+ people who use Empower to master their money, get finance tips and crush their financial goals.

Track money, manage spend and save more than ever before with Empower. Why? Because your money deserves more and we want you to reach your money goals. Let’s break it down:

Save money with automated saving.
With Empower you could save $1,500 or more every year. Set your weekly savings target, and reach your financial goals. We’ll track money and spending and save the right amount of money for you.

- 1.10% APY on all your money
- Empower deposits are FDIC insured up to $250,000
- Access your money at anytime
- Unlimited withdrawals
- No account minimums

High-interest checking.
Enjoy a high-interest checking account with an APY that's much higher than traditional banks. Spend, save, budget - you choose. We’ll help your savings grow and get you one step closer to your money goals.

- 1.10% APY on all your money
- Debit card with 24/7 alerts on all transactions
- 3 monthly ATM fee reimbursements
- Empower deposits are FDIC insured up to $250,000
- No overdraft fees
- No insufficient funds fees
- No account minimums
- Feature to lock/unlock your card in-app

Save money with our budgeting and spend tracking.
Banking doesn’t need to be hard. We’ll whip up a budget that reflects your lifestyle. Manage and track money against your bills and purchases so you can work towards your financial goals.

- Customizable budget categories
- Track money with weekly or monthly spend limits
- 24/7 alerts on $ left to spend
- Monthly reports to help you manage your spend

Expert finance tips.
We have human coaches ready to share personalized recommendations and finance tips on how to pay down debt, uncover extra savings, and tackle any other finance issues.

Save money and crush your money goals the easy way! We keep an eye on your money so you don’t have to. It’s like having a personalized banking expert in your pocket. Sit back, relax, and we’ll tell you when and how to make better financial choices. We’ll notify you about these (and more):

- Account alerts – Empower notifies you about bank fees, bill increases, missed bills, credit utilization, new ways to save, and more
- Subscription management – Empower shows you all of your subscriptions and helps you cancel any you're not using anymore.
- Bill negotiation – Empower negotiates your phone, cable and internet bills to get you better deals.

Human coach.
Our human coaches are always here to help you through any financial challenge. Think personalized tips to steer you in the right direction.

Download Empower today to save money, reach your financial goals and watch your savings grow.

Data privacy and security.
Your personal data belongs to you, and you alone. We would never share or sell your information to another party. And we keep your money safe and sound with the latest-and-greatest bank-grade security features and protections, like:

- AES 256-bit encryption
- Multi-factor authentication
- Touch/Face ID

For more information, visit empower.me.

Banking services for new accounts provided by nbkc bank, Member FDIC. 1.10% Annual Percentage Yield (APY) may change at any time. APY as of March 6, 2019. Empower charges an auto-recurring subscription fee of $6 for access to the full suite of money management features offered on the platform after your first 30 days.

Empower does not charge foreign transaction fees for the use of the Empower Visa Debit Card outside of the US. However, Visa charges a foreign transaction fee of 1%. Empower does not reimburse this 1% transaction fee on foreign ATM transactions or on any other foreign transactions or purchases.

Annual savings through our AutoSave feature may vary based on the customer’s savings selection and financial circumstances.

Store rating

4

out of

4578 reviews

Last update

March 16, 2020

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