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Fullerton India Instaloan - Personal Loan App

Fullerton India Instaloan is a friendly mobile application that enables you to realise your dreams through a s...

Free

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Fullerton India Instaloan is a friendly mobile application that enables you to realise your dreams through a single tap.

This app enables you to easily finance your aspirations through its competitive personal loan interest rates, 100% digital process, easy to use interface & instant support.
Be it a dream wedding, a long awaited holiday or brand new furniture for your home – our app enables you to get the necessary funding at any time, from anywhere.

Features & Benefits of Instaloan App:
Apply for personal loan online easily
Scan and upload your documents
Know your personal loan eligibility
Get instant approval
Direct transfer to your bank account post loan approval
Secure transaction

Types of Personal Loans That Can be Be Availed Via The App:

- Personal Loan for Salaried Salaried Personal loan online through this app is a specially designed product for professionals working in private/public companies. This product enables you to directly link your bank account & upload your salary slips for instant verification & approval

- Personal loan for Professionals Professionals like doctors, chartered accountants can avail special features of this product & get loan upto INR 30 lakhs without any collateral or guarantor

Personal Loan Eligibility Criteria:
Resident of India, living in a Metro or Tier 1/ 2/3 city
• 21–60 years of age
Salaried Individual with a min. salary of Rs. 20,000/month. Please note that those with cash salary will not be considered
Eligibility will also be influenced by factors such as location, availability of documents, credit score, bank statements, etc. as well as Fullerton India’s policy at the time of loan application.

Documents Required for Personal Loan
PAN card
Salary slips of past 3 months
Bank statements of salary account for past 3 months
Address Proof documents (Aadhaar card, Driving license, etc)

Getting Started:
Download & Install the Fullerton India Instaloan app
Register via Google/FB or create an account
Fill in your basic info
Scan & upload your documents
Click on Submit

What happens after I apply for a personal loan?

• If you wish for help, you can tap the “Support” button & a representative from Fullerton India will get in touch with you
You will be instantly informed of your eligibility & the loan amount you are eligible for
• If you wish to proceed further, you will be given a loan application number through which you can track status of your application
• On receipt of all documents (scanned images), your application will be processed
• If your application clears all checks, you will receive the amount directly in your bank account within 24 hours of loan approval*

Personal Loan Amount, Tenure, Fees & Charges
Depending on your qualification & age, you can get a max. personal loan amount of upto INR 25 lakhs*. The amount you are eligible for will depend on many factors including income, bank account statements, current monthly obligations.
The personal loan tenure from Fullerton India is flexible and ranges between 12–60 months. You can choose a tenure depending on your convenience to manage your finances better.

Fees & Charges:
Personal Loan Interest Rates: 12.99 - 36% (depending on factors mentioned above)
Personal Loan Processing Fees: Up to 3% of the Loan Amount
For a complete list of fees & charges, please visit https://www.fullertonindia.com/personal-loan-interest-rates.aspx

Personal Loan EMI Calculator:
Depending on your interest rate & tenure, your monthly EMI will be determined. Our Personal Loan interest rates start from 12.99% & can be repaid between 12–60 months. To get a quick estimate, free of cost, please visit https://www.fullertonindia.com/personal-loan-emi-calculator.aspx.

Contact Details:
FB: https://www.facebook.com/1FullertonIndia
Instagram: https://www.instagram.com/1fullertonindia
Email: namaste@fullertonindia.com
Phone: 18001036001 (Timing: 9 AM to 7 PM except Sundays & public Holidays)

Store rating

2

out of

3591 reviews

Last update

Dec. 26, 2019

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