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FlashCash-Quick and Easy Personal Loans

FlashCash, India’s fastest and easiest Instant Loan Platform, provides micro loans from ₹ 3,000 to ₹10,000 for...

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Store review

FlashCash, India’s fastest and easiest Instant Loan Platform, provides micro loans from ₹ 3,000 to ₹10,000 for the young salaried professionals. The interest rate ranges from 0% per annum to 29.95% per annum(APR). The repayment tenure for Personal Loan ranges from 61 day to 365 days.

Sign up in 10 seconds, certify yourself in 4 steps, apply for the loan in 10 minutes and get the money directly into your account in a few hours.

Benefits & Risks:
1. Be able to unlock higher amounts & longer tenure as long as you close the loan on time.
2. As compliance requirements, your payment action shall be shared with credit rating bureaus; so that your credit score may increase/decrease accordingly.


Loan Features:
● It's Quick.
Complete the application in 4 steps & Avail the cash in your account in minutes as fast as a lightening.

● It’s Flexible.
Select your most preferred product among multiple options and the repayment tenure is up to 365 days. Both full repayment product and EMI product are available!

● It’s Digital.
Apply for the loan & Repay the loan by a simple click on the app.

● It’s Completely Personal.
No collateral&no guarantors are required.

●It’s User-Friendly.
Both Hindi version and English version are available.

Fees & Charges:
Loans range from ₹3,000 to ₹10,000 with payment tenures of 61 days to 365 days. The charges and repayment tenures depend on the creditworthiness and repayment ability of the customers. A small processing fee and convenience fee is charged for the loans. Overdue Penalty is only charged when someone delays their scheduled payment. In addition, GST will be applicable only on the processing fee and convenience fee components according to Indian laws.

Interest Calculation:
If the principal amount is ₹6,000 and the interest is 24% per annum; and the tenure is 91 days, then the overall interest payable is ₹6,000 x 24/100 x 91/365 = ₹359 only.


Loan Application Process:
As India’s fastest and easiest personal loan platform, FlashCash is 100% app-based from loan application to loan repayment. 4 steps are all you need to go through before the loan arrives in your bank account:

Verify your personal certification
Verify your personal information
Verify your company information
Upload your ID documents for the ID verification

Eligibility:
Indian resident
Salaried Individuals
Above the age of 18
Minimum monthly salary ₹18000


Operational Cities:
FlashCash is operational all over the India.

How It works:
1. Install FlashCash APP from the Google Play store
2. Register the APP with the PAN-linked number
3. Upload a few necessary details to complete the certification process which usually takes 5-10 minutes
4. The fund will be transferred to your bank account within 10 minutes upon approval.
5.Repay the loan before the due date

Security & Privacy:
Data security & privacy is given top priority at FlashCash. We comply with the highest security standards & protocols. All transactions are 100% secured.

Store rating

4

out of

26007 reviews

Last update

April 3, 2020

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