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Emma - Budget Planner and Money Management

Emma is a money management and budgeting tool that helps you avoid overdrafts, cancel wasteful subscriptions, ...

Free

Store review

Emma is a money management and budgeting tool that helps you avoid overdrafts, cancel wasteful subscriptions, track debt and save money. Our data shows Emma can save you up to $600 every year! We use state of the art technology to analyse your personal finances and give you the power to make smarter decisions with your money.

FEATURES

Manage all your accounts in one place
Set budgets and money goals
Track spending payday to payday
Find and cancel wasteful subscriptions
Set budgets and track paydays
Track bank fees
Avoid overdraft charges
Get daily balance notifications
Plan debt repayments
Get smart reports about your finances
Keep your credit score in shape
Save money every month

BANK LEVEL SECURITY

Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive personal information is fully encrypted and securely stored.
Emma does not store your online banking credentials.

CUSTOMER REVIEWS

“I love this app. I used a Google Sheet until now and had to manually track when each outgoing went out by loading up 3 different banking apps. This does it all and it's so flexible; I've not had to change how I do my home accounting/budgeting.”
Chris

“I love Emma! I was searching for a good app to help me keep track of my 1. Transactions , 2. Debt , and 3. Bills and Subscriptions. Emma does all that and more. It's aesthetically pleasing, easy to understand and operate, and best of all free!”
Jada

“I've been looking for an amazing budget app for so long and this is easily the best app I have encountered. Clean interface, easy to use UI, and it has a personality and makes money not so boring!”
Bubba

Great app, love it! Have tried so many budget apps and I work in the app development industry, and this is my fave”
Rebecca

Amazing detailed finance analysis tool. Perfect to spot bad spending habits.”
Alex

Very helpful, a great tool for me to be disciplined with spending.”
Sophie

OUR MISSION

We believe anyone deserves a financial advocate. Someone who watches our back no matter who we are and where we come from. Emma doesn’t serve the interests of anyone. We think we can provide a great experience, which relies on a basic principle, caring about our customers’ financial well being. This is who we are and what we stand for.

We have received amazing feedback from the community and have been recommended by Forbes, Financial Times, Politico, The Sunday Times and CITY A.M.

MORE FEATURES? THAT’S A PRO

Upgrade to Emma Pro for access to premium features, including:
Custom categories and unlimited budgeting, so you can track your finances like a ninja
Rename transactions to edit how your transactions should look like
Export data to understand your finances on excel
Create manual Accounts to manage your cash expenses and any other accounts you might have
Split your transactions into multiple categories for more flexibility

Last update

Nov. 13, 2019

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