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Check Free Credit Score, Instant Loan, Credit Card

With CreditMantri you can start with your free credit score, create your profile, track your monthly spends, a...

Free

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With CreditMantri you can start with your free credit score, create your profile, track your monthly spends, and discover loans and credit cards that are uniquely matched to your profile.

CreditMantri’s credit score is powered by Equifax - 1 of the 4 credit bureaus authorized by RBI.
CreditMantri is trusted by more than 18 million Indians🛡️ and 40+ lenders.

🏁 Things you can do on the CreditMantri app

🎰 Credit Score and Analysis
Check your credit score for FREE and detailed analysis of your credit profile and history
Know your latest credit score every month and see what has changed
Subscribe to premium credit health report for personalized recommendations
Improve your credit score with our expert help

💸 Track Spends and Bills
Plan your budget and track your monthly spends across categories like on food, shopping, etc.
Quickly add any cash spent to accurately track your expenses
Get EMI reminders and credit card bill reminders to pay on-time
Check bank balance and ATM 🏧 withdrawal count

💰 Loans and Card offers
Apply for loans and credit cards from top lenders and get Instant approval
Build your credit score with your first credit product
Get exclusive offers even if you do not have a credit score
Resolve your negative accounts and become loan eligible

🆓 Credit score FAQs❔:

What is a credit score and how is a credit score calculated?
Credit score is an indicator of a borrower's ability to make credit payments on time. Credit score is calculated based on the data provided by the banks and NBFC’s to the bureaus. Major factors that influence a credit score calculation are timely credit payments, current outstanding balance and new credit enquiries etc.

If I check my credit score, will it hurt my credit report?
No, requesting your credit score through CreditMantri App is considered a soft inquiry on your credit report (as opposed to a hard inquiry, when a lender requests your credit score during a loan decision).

I have a low credit score. What can I do to improve my score and become loan eligible?
You might have a low credit score due to negative accounts and/or delayed payment(s) in your credit report. CreditMantri can help you identify the negative accounts impacting your credit score and help you attain better credit health by resolving the issues.

💡 Loans FAQs:

What are the kind of loans available?
CreditMantri’s Marketplace offers a wide range of products matched to the customer’s credit profile which include personal loan, home loan, auto loan, gold loan, loan against property, business loan, education loan, two-wheeler loan and short-term loan.

What is the loan amount and tenure I can get on different types of loans?
Loan amount and tenure are basically determined by your credit profile and requirements. Following is the range across each credit product:
1. Personal loan: From Rs. 20,000 to Rs. 30 Lakhs & tenure from 6 months to 5 years
2. Home loan: From Rs. 3 Lakhs to Rs. 10 Crores & tenure from 1 year to 30 years
3. Short-term loan: From Rs. 1000 to Rs. Rs. 2 Lakhs & tenure from 90 days to  24 months

What are the interest rates on these loans?
Interest rates depend on customers risk profile and loan tenure. Personal loan interest rate varies from 11.99% - 48% per annum whereas Home loan interest rate varies from 8.35% - 15%.

🔐Permissions Requested:
* Camera - To take photos of proof documents to quicken loan process.
* SMS - To help you track your spends and EMI reminders from bank SMSs
* Storage - To store photos captured by you for proof documents
* Phone call/Device state – To pre-fill the mobile number and mark your device as a trusted device 

🏆Awards
Red Herring Asia Top 100 Winner, 2017
Named in the “Top 250 Fin-Tech Companies in the world” by CB Insights, 2017 and 2018 
Jason J.Spindler Big Data for Impact Award, 2019 

Credit Healthy toh Credit Wealthy

Store rating

4

out of

11661 reviews

Last update

Dec. 24, 2019

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